Khazna vs Peoplifi

Khazna Alternative for UAE: Native WPS Payroll, Not GOSI

Khazna is a strong Saudi-focused HR platform with deep GOSI and Mudad integration. For UAE teams, that depth is wasted — Peoplifi is built UAE-first with WPS payroll, EOS gratuity, and AED-native pricing.

Quick Verdict

If your team is primarily in Saudi Arabia or you need deep GOSI / Mudad integration, Khazna is the right tool. For UAE-focused teams, Peoplifi delivers stronger WPS workflows and lower AED pricing.

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Who is Khazna?

Khazna is a Riyadh-headquartered HR + payroll platform deeply integrated with Saudi-specific compliance (GOSI, Mudad, Saudization / Nitaqat tracking). Operates across the GCC, but Saudi-first by design.

Where Khazna wins

  • Native GOSI integration for Saudi social-security payroll
  • Mudad / Madaniyat connector for Saudi WPS-equivalent
  • Saudization (Nitaqat) tracking with red/yellow/green zone alerts
  • Strong Saudi-customer reference base
  • Arabic-first interface

Where Peoplifi wins

  • UAE WPS-compliant SIF files for ENBD, Mashreq, ADCB, FAB
  • EOS gratuity engine tuned for UAE Labour Law (Decree-Law No. 33 of 2021)
  • Built-in desktop time-tracking agent
  • Lower per-seat AED pricing for UAE teams
  • Multi-currency contractor payments (AED + USD + GBP + EUR + SAR + PKR)
  • Self-serve setup, no sales-led implementation

Pricing Comparison

Khazna

Quote-based, Saudi-priced. UAE-customer reports estimate SAR 25 to SAR 60 per employee per month depending on modules.

Peoplifi

Starter AED 11/seat/mo. Growth AED 26. Business AED 44. UAE WPS, EOS gratuity, time tracking included.

Feature-by-Feature Comparison

FeaturePeoplifiKhazna
UAE WPS file generationNative (4+ banks)Limited
Saudi GOSI / MudadPhase 2 roadmapNative
EOS gratuityUAE Labour Law engineGeneric
Desktop time trackingYesNo
Pricing currencyAED nativeSAR converted

Which One Is Right for You?

Best for Khazna

Saudi-based companies that need deep GOSI, Mudad, and Saudization workflows.

Best for Peoplifi

UAE-based companies that want native WPS, EOS gratuity, and time tracking in one tool.

How to Migrate from Khazna

  1. Export employee master from Khazna Settings → Export
  2. Open a Peoplifi UAE trial
  3. Bulk-import the CSV
  4. Reconfigure leave and overtime policies for UAE rules
  5. Run a parallel WPS file before going live

Frequently Asked Questions

Why isn't Peoplifi a Khazna replacement for Saudi teams?

Peoplifi's Saudi support is on the Phase 2 roadmap. Until that ships, Saudi-headquartered teams are better served by Khazna or a local Saudi payroll provider.

Can I run UAE on Peoplifi and Saudi on Khazna in parallel?

Yes — many multi-country GCC teams do exactly this. Peoplifi handles UAE compliance and time tracking; Khazna runs Saudi GOSI and Mudad. The two systems are independent.

Deep dive: Khazna vs Peoplifi

Khazna's Saudi-first positioning vs Peoplifi's UAE focus

Khazna is a Riyadh-headquartered HR platform built primarily for Saudi Arabia, with deep integration into Saudi-specific compliance frameworks (GOSI for social insurance, Mudad for WPS-equivalent salary protection, Nitaqat / Saudization for nationalisation tracking). For Saudi-headquartered companies, Khazna's depth of integration is genuinely valuable. For UAE-headquartered teams, that Saudi depth is largely unused — Peoplifi takes a UAE-first approach with deeper integration into UAE-specific items: WPS for every major UAE bank, Article 51 EOS gratuity, MoHRE / Tasheel workflows, Emiratisation against the rolling Cabinet Decision targets. The buyer's choice depends on geographic priority: Saudi-heavy operations = Khazna, UAE-focused = Peoplifi.

Multi-country GCC operations

For GCC organisations operating in both Saudi Arabia and UAE, neither platform alone covers the full geographic scope. Common patterns include (1) **Single-platform with country-specific gaps** — accepting that Khazna handles Saudi well and UAE adequately, or that Peoplifi handles UAE well and Saudi minimally. (2) **Dual-platform** — Khazna for Saudi entities, Peoplifi for UAE entities, with HR-team operational coordination. (3) **Regional platform** — using a third option (Bayzat, ZenHR, BambooHR) that covers both at moderate depth. The dual-platform approach is increasingly common for organisations with materially different headcount in each country, accepting some operational coordination overhead in exchange for best-in-country compliance depth.

Pricing differences and AED-vs-SAR

Khazna's pricing is fundamentally Saudi-Riyal-denominated, with UAE customers paying converted AED amounts. Reported customer pricing typically runs SAR 25-60 per employee per month depending on modules, equating to roughly AED 25-60 per seat. Peoplifi's public AED pricing (AED 11 Starter / AED 26 Growth / AED 44 Business) is transparent and undercuts Khazna for typical UAE configurations, with time tracking, performance reviews and onboarding bundled rather than as paid add-ons. Pricing transparency also speeds the buying decision — no demo-gate, no quote process.

WPS, EOS gratuity, and UAE-specific workflows

Peoplifi's UAE-specific compliance depth includes (1) **WPS SIF generation** for every major UAE bank — Emirates NBD, Mashreq, ADCB, FAB, Emirates Islamic, RAK Bank — with periodic schema updates. (2) **Article 51 EOS gratuity engine** — 21 days/30 days calculation, basic-salary-only, 24-month cap, hybrid pre/post-2022 service splits. (3) **Article 44 forfeiture** workflows with documented investigation requirements. (4) **MoHRE labour-card and establishment-card** tracking with renewal reminders. (5) **Tasheel data export** for PRO workflows. (6) **Emiratisation tracking** against Cabinet Decision quotas with Tafa'ud reporting. (7) **GPSSA contributions** for UAE National employees. Khazna's UAE coverage is more surface-level, sufficient for basic operations but lacking the depth that UAE-heavy customers need.

Migration considerations

Migrating from Khazna to Peoplifi (for UAE-focused operations) follows a standard pattern: export employee master data, salary structures, leave balances, performance records, and historical payroll from Khazna; bulk-import to Peoplifi via the migration wizard; reconfigure UAE-specific items (WPS bank format, Article 51 settings, MoHRE establishment IDs, GPSSA registration); run one parallel WPS file to validate net-pay totals match within rounding; cutover at the next clean payroll boundary. Most migrations complete in 1-2 weeks of HR effort. Saudi-resident employees, if any, should be moved to a Saudi-specific platform separately.

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