First Abu Dhabi Bank (FAB) is the largest bank in the UAE by assets and a default corporate banking choice for many enterprises. FAB Business Online accepts WPS-compliant SIF uploads. Peoplifi generates the FAB-format SIF directly from your monthly payroll, with full MoHRE compliance baked in.
Try Peoplifi Free for 7 DaysYes. FAB merged NBAD and FGB into a single platform; the SIF format is unified and our integration covers both legacy customer bases.
FAB Business Online is the consolidated post-merger platform. Mubasher (the legacy NBAD platform) and FGBlink (the legacy FGB platform) have been migrated into FAB Business Online. The WPS workflow is unified across all FAB business customers.
WPS itself is denominated in AED — UAE Labour Law requires AED salary disbursement. Multi-currency salary arrangements (where part of the package is paid in foreign currency) are typically handled outside WPS through separate AED-denominated salary in WPS plus a separate FX-denominated transfer. Peoplifi supports this dual structure.
FAB Business Online typically processes WPS uploads received before 11:00 AM Gulf Standard Time on a business day for same-day employee credit. Files uploaded after the cut-off settle next business day. This makes the timing of your monthly upload an operational planning consideration.
FAB submits WPS payment records to the UAE Central Bank's WPS gateway, which forwards them to MoHRE in near-real-time. The establishment's WPS compliance status updates in MoHRE's system shortly after FAB processes the upload. No separate filing is needed — the bank-MoHRE linkage handles reporting.
First Abu Dhabi Bank, formed in 2017 from the merger of National Bank of Abu Dhabi (NBAD) and First Gulf Bank (FGB), is the largest banking group in the UAE by total assets and one of the most heavily-used corporate banking platforms for medium-to-large UAE enterprises. FAB Business Online handles a substantial share of UAE WPS submissions, particularly for Abu Dhabi-based corporates, government-linked entities, and large multi-emirate businesses. The bank's scale, branch network, and integration with UAE government payment infrastructure make it a default choice for many sophisticated UAE employers.
FAB publishes its own SIF schema reflecting the merged-entity architecture — fields are aligned with both NBAD and FGB legacy formats but consolidated into a single specification. Peoplifi maintains the exact FAB specification with header, detail and footer rows formatted to FAB's published rules. Decimal precision, currency code, and field separators match what FAB Business Online expects. The mapping from Peoplifi payroll output to the FAB SIF is fully transparent and configurable.
Many FAB business customers operate complex group structures with multiple registered establishments across emirates and free zones. Peoplifi supports multi-establishment workspaces where each entity has its own MoHRE Employer ID, FAB Agent ID, and labour-card pool. Group-level finance teams can run consolidated payroll oversight while each establishment's WPS submission remains correctly attributed for MoHRE compliance purposes. This is particularly important for groups consolidating financial-statement reporting across multiple legal entities.
FAB has deep integration with UAE government payment infrastructure including the Central Bank's WPS gateway and the broader UAE Funds Transfer System. WPS submissions through FAB are reflected in MoHRE compliance records very quickly, providing near-real-time confirmation that the establishment has met its WPS obligations for the month. This is operationally valuable for groups that monitor multiple establishments' compliance status from a single dashboard.
Schedule WPS submissions for early-week uploads where possible — Mondays and Tuesdays typically have the cleanest processing windows at FAB. Aim for the 11 AM same-day cut-off so salaries land same-day rather than next-business-day. Use Peoplifi's pre-flight validation to catch any IBAN-bank-mismatch issues (FAB IBANs vs employee IBANs at other banks) before file generation. Coordinate with your FAB relationship manager during the first WPS submission of any new establishment to ensure smooth onboarding. Maintain authorised-signatory continuity through any internal changes — FAB requires a current authorised signatory on file for portal uploads.