Payments Integration

Braintree (PayPal) Powers Peoplifi Billing — PCI-DSS Compliant by Default

Peoplifi's subscription billing runs on Braintree, a PayPal service and PCI-DSS Level 1 payment processor. Card details are vaulted directly with Braintree at signup and never touch Peoplifi servers — Peoplifi stores only a tokenized reference. Every plan starts with a 7-day free trial; your card is charged only when the trial ends, then on your monthly or annual cycle. Charges settle in USD, and Pakistani customers see an approximate PKR figure for reference.

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How it works

  1. On the signup card step, the Braintree Drop-in collects your card securely in your browser
  2. Card number, CVV, and expiry go directly to Braintree — Peoplifi only receives a tokenized reference
  3. No charge during the 7-day free trial; billing begins when the trial ends
  4. Peoplifi charges the vaulted card each cycle (monthly or annual) and emails a receipt
  5. A failed charge retries over a short grace window; we email your account admins

Features

PCI-DSS Level 1 compliance through Braintree (PayPal)
Card payments (Visa, Mastercard, Amex, Discover)
PayPal as a payment method
Tokenized card vaulting — cards never stored on Peoplifi servers
7-day free trial before the first charge
Self-service card management in Settings → Billing
Emailed receipts and in-app invoice history
Charged in USD (approximate PKR shown for reference)

Setup Guide

  1. Sign up and choose a plan; at the card step the Braintree form loads
  2. Enter your card (or choose PayPal) — it's vaulted, not charged, during the trial
  3. Your 7-day free trial starts immediately
  4. When the trial ends, Peoplifi charges the card and emails a receipt
  5. Manage or replace your card anytime from Settings → Billing

Frequently Asked Questions

Is my card data safe?

Yes. Card details are sent directly to Braintree's PCI-DSS Level 1 vault — they never reach Peoplifi servers. We only receive an opaque token used to charge subscriptions.

When am I first charged?

Never during the 7-day free trial. Your first charge is when the trial ends; after that you're billed each cycle (monthly or annual).

Can I update my card on file?

Yes, from Peoplifi → Settings → Billing. The card form is served securely by Braintree; your card is tokenized and never stored by Peoplifi.

Which currency am I charged in?

All charges settle in USD. Pakistani customers see an approximate PKR equivalent for reference, but the actual charge is always USD.

Can I pay with PayPal?

Yes. Braintree is a PayPal service, so PayPal is available alongside card payments.

What happens if a payment fails?

We retry the charge over a short grace window and email your account admins. Update your card in Settings → Billing to restore access.

Deep dive: Braintree (PayPal)

Why Braintree (PayPal) powers Peoplifi billing

Braintree is PayPal's payment platform and a PCI-DSS Level 1 processor. Peoplifi uses it for subscription billing because of its (1) **PCI-DSS Level 1 compliance** — the highest payment-card-industry security level, so Peoplifi never handles raw card data. (2) **Card and PayPal support** — customers pay by major card or with PayPal. (3) **Secure tokenized vaulting** — the card is stored with Braintree and referenced by an opaque token. (4) **Trusted infrastructure** — backed by PayPal's global payments network.

PCI-DSS compliance and security model

Card numbers, CVVs, and expiration dates are sent directly from the customer's browser to Braintree's PCI-DSS Level 1 vault — they never touch Peoplifi servers. Peoplifi receives only an opaque tokenized reference used to charge subscriptions. Benefits: (1) **Minimal PCI scope for Peoplifi** — no card data flows through Peoplifi systems. (2) **No card exposure** — even if Peoplifi were breached, no card data would be at risk. (3) **Tokenized recurring** — the vaulted token charges each cycle. (4) **Customer self-service** — card updates are managed through Braintree's secure form.

Trials, billing cycles, and receipts

Every plan starts with a 7-day free trial — the card is vaulted but not charged. When the trial ends, Peoplifi charges the vaulted card for the plan (seats × plan price) and emails a receipt; billing then repeats each monthly or annual cycle. A failed charge is retried over a short grace window with admin email notifications, and access is paused if it remains unpaid. Every charge is recorded as an invoice you can view in Settings → Billing.

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