Payments Integration

Stripe Powers Peoplifi Billing — PCI-DSS Compliant by Default

Peoplifi's subscription billing runs on Stripe, the PCI-DSS Level 1 payment processor used by 4 million+ businesses worldwide. Card numbers, ACH, and bank-account details never touch Peoplifi servers — Stripe handles the entire payment flow with tokenization, 3D Secure, and SCA-ready authentication. Customers can pay by credit card, debit card, ACH (US), SEPA (EU), or BACS (UK) directly from the Peoplifi billing screen.

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How it works

  1. When you upgrade to a paid Peoplifi plan, the checkout opens in Stripe Checkout (hosted by Stripe)
  2. Card number, CVV, and expiry are sent directly to Stripe — Peoplifi only receives a tokenized reference
  3. Stripe processes the recurring subscription monthly or annually based on your plan
  4. Failed payments trigger Stripe's smart retry logic; we email account admins after each retry
  5. Invoices are generated by Stripe and emailed to your billing contact

Features

✓PCI-DSS Level 1 compliance through Stripe
✓Card payments (Visa, Mastercard, Amex, Discover)
✓ACH bank debit (US)
✓SEPA Direct Debit (EU)
✓BACS Direct Debit (UK)
✓3D Secure 2 / SCA-ready
✓Multi-currency billing (USD, EUR, GBP, CAD, AUD)
✓Automatic tax calculation via Stripe Tax

Setup Guide

  1. When prompted to upgrade, click Subscribe in your Peoplifi plan settings
  2. Stripe Checkout opens — enter your billing details
  3. Choose your payment method (card, ACH, SEPA, BACS)
  4. Approve any 3D Secure / SCA challenge if your bank requires it
  5. Subscription activates within 30 seconds and you receive a Stripe-generated invoice by email

Frequently Asked Questions

Is my card data safe?

Yes. Card details are sent directly to Stripe's PCI-DSS Level 1 vault — they never reach Peoplifi servers. We only receive an opaque token used to charge subscriptions.

Can I update my card on file?

Yes, from Peoplifi → Settings → Billing → Update Payment Method. The update happens through Stripe's secure form.

What about VAT or sales tax?

Stripe Tax automatically computes and adds VAT (EU/UK), GST (CA/AU), and US state sales tax based on your billing address. Tax invoices are issued accordingly.

Can I get a tax-compliant invoice?

Yes. Every invoice generated by Stripe meets EU VAT and UK MTD invoice requirements and includes your company's tax ID, address, and the line-item tax breakdown.

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