Calculate employee (1%) and employer (5%) EOBI contributions instantly. Based on the PKR 40,000 minimum wage.
EOBI is always calculated on PKR 40,000 minimum wage, not actual salary.
EOBI Rates 2025
Per Employee — Monthly
Automate EOBI calculations in every payroll run
Try Peoplifi Free — 7 Days →EOBI (Employees Old Age Benefits Institution) is Pakistan's social insurance scheme providing old-age pension, invalidity pension, survivors' pension, and old-age grants to industrial workers. It is governed by the Employees Old Age Benefits Act 1976.
EOBI contributions are calculated on the minimum wage (PKR 40,000/month), not the employee's actual salary. Employee contribution: 1% × PKR 40,000 = PKR 400/month. Employer contribution: 5% × PKR 40,000 = PKR 2,000/month. Total: PKR 2,400/employee/month.
All employers with 5 or more employees are required by law to register with EOBI. Employees between the ages of 15 and 60 must be enrolled. Registration must be done within 30 days of meeting the threshold.
EOBI contributions must be deposited monthly by the 15th of the following month. Payments can be made via designated banks or through the EOBI online portal. Late payments attract a surcharge of 0.5% per month.
Payroll software like Peoplifi automatically calculates EOBI deductions for every employee, generates EOBI contribution reports, and reminds you of payment deadlines — eliminating manual errors and compliance risks.
Neither. EOBI is always calculated on the government-notified minimum wage (PKR 40,000 as of 2025), regardless of the employee's actual salary. An employee earning PKR 200,000/month still has only PKR 400 deducted for EOBI.
Failure to register with EOBI or deposit contributions is a legal violation under the Employees Old Age Benefits Act 1976. Penalties include fines and imprisonment. The EOBI inspectors conduct regular audits.
Yes. Employees who have contributed to EOBI for at least 15 years are entitled to an old-age pension after reaching the age of 60 (men) or 55 (women). The minimum pension is currently PKR 10,000/month.
EOBI covers industrial and commercial establishments. Domestic servants, agricultural workers, and certain government employees have separate schemes. Consult the EOBI Act for a complete list of covered industries.
Peoplifi automates EOBI, FBR Section 149, and PESSI for every payroll run. Join 500+ Pakistani businesses saving hours every month.
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