Employees' Old-Age Benefits Institution — Pakistan's federal pension system for private-sector employees.
EOBI (Employees' Old-Age Benefits Institution) is Pakistan's statutory pension system for private-sector employees, established under the EOBI Act 1976. It is mandatory for all establishments with 5 or more employees. Contribution rates are 5% of minimum wage from the employer and 1% from the employee, currently totalling PKR 2,000 per employee per month on the PKR 32,000 wage ceiling (rates updated periodically by the federal government).
EOBI provides several benefits including old-age pension (after 15 years of service and age 60 for men, 55 for women), invalidity pension, survivor's pension, and old-age grant. Employers register their establishment and employees on the EOBI online portal, submit monthly PR-03 contributions, and maintain records for audit.
Modern HR software like Peoplifi automates EOBI calculations, files monthly contributions electronically, and tracks each employee's contribution history against eligibility thresholds.
Our 40-person company remits EOBI contributions of PKR 80,000 every month through the EOBI e-filing portal.
Peoplifi handles Pakistan payroll, compliance, and HR workflows in one platform.
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